1. Register with us
If you are seriously looking to purchase property it is essential you register with us. You can register your details and property requirements with us either in person at one of our offices, by phone or email. Once we have this information we can begin matching you with suitable properties and help you find your ideal home.
2. Property Brochures
You can easily print full colour property details direct from our website. However, if you would prefer, we can post or email full colour property brochures to you.
We can arrange viewings of properties that interest you at a time that is convenient to you. Please contact us to organise a viewing.
We do advise all prospective buyers to get a mortgage agreed in principle (if needed) before proceeding to make an offer on a property. This not only puts you in a strong position as a buyer but can help speed the buying process up.
Once you have decided to make an offer on a property most sales proceed as follows:
Your offer will be put forward to the vendor (both verbally and in writing). Offers are subject to contract which means there is no legal binding to buy or sell until the contract is signed. If your offer is accepted by the vendor you will need to instruct your solicitor to proceed immediately. Your solicitor will now deal directly with the seller's solicitor. You will now need to go ahead with your mortgage application (if you are arranging a mortgage) and arrangements for the survey will need to be made.
A mortgage valuation is carried out on the property by a surveyor on behalf of the mortgage lender to advise on the basic condition and valuation of the property. There are other types of survey available which, dependent on the type, age or value of the property, you might like to instruct.
7. Draft Contracts
A draft contract will be drawn up by the seller's solicitors and forwarded to your solicitor. Your solicitor will look over this draft contract and will now check the details and raise any queries that need to be answered with the vendor's solicitor.
8. Mortgage Offer
As soon as your mortgage offer has been approved, subject to the necessary checks and references, the mortgage lender will send a mortgage offer to you and your solicitor. You will need to read and understand the mortgage offer before signing it. After you have signed it the mortgage offer is returned to the lender and the solicitor will request the funds.
9. Exchange of Contracts
Exchange of contracts happens as soon as you and the seller sign the contract. A deposit, normally a percentage of the purchase price, is paid by bank transfer or bankers draft. A completion date is now set.
Following exchange of contracts a date is set for completion. This date can be a few days to a few weeks after exchange of contracts. The outstanding money is now transferred from your solicitor to the seller's solicitor.
Congratulations your are now legally the owner of your new home!